A significant financial institution have to obtain and maintain in Digital sort, as prescribed by the Board, until the completion from the lender's next CRA assessment in which the information are evaluated, the next facts for every tiny company loan or little farm loan originated or obtained through the lender through the analysis period of time:
A bank necessary to report residence home finance loan loan facts pursuant to twelve CFR part 1003 ought to incorporate in its general public file a written notice that the bank's HMDA Disclosure Statement can be attained on the Consumer Monetary Safety Bureau's (CFPB's) Web page at:
Apart from a small financial institution that opts being evaluated pursuant to the Retail Lending Test in § 228.22, the Board assigns conclusions for the performance of a little lender evaluated underneath this part as delivered in appendix E to this component.
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(A) The Board considers the digital delivery systems as well as other delivery systems of the subsequent banking companies:
(i) All the knowledge essential for that bank's general public file has to be taken care of at the key Office environment and, if an interstate financial institution, at just one branch Place of work in Every single State; and
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A bank or price savings Affiliation's record of functionality may be the basis for denying or conditioning acceptance of the software listed in paragraph (a) of this section.
For a sizable lender that had assets bigger than $ten billion as of December 31 in the two from the prior two calendar decades, the Financial institution Nationwide Community Enhancement Financial commitment Metric measures the greenback volume of your financial institution's community advancement investments that gain or provide all or Component of the nationwide spot, excluding house loan-backed securities, in comparison with the deposits in the financial institution located in the nationwide spot, calculated pursuant to paragraph II.m of appendix B to this component.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
A big financial institution will have to collect and sustain, in a very format in the financial institution's deciding upon or in a standardized format, as provided by the Board, until finally the completion on the lender's future CRA examination by which the data are evaluated, the next Neighborhood enhancement services info:
Pursuant to § 228.28 and appendix C to this aspect, the Board assigns conclusions for your financial institution's Neighborhood Growth Companies Examination functionality in Just about every facility-based mostly assessment area, each Condition or multistate MSA, as applicable, and with the institution.
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